Everything You Need to Know About Marchamo 2025 in Costa Rica
The Marchamo is the mandatory annual vehicle circulation permit that every vehicle owner in Costa Rica must pay. It is a consolidated payment that includes insurance, sales tax, and various contributions. For 2025, the payment period typically begins in November 2024 and ends on December 31st without penalty. Understanding how it is calculated and where to pay is crucial for every driver from Limón to Guanacaste.
How is the Marchamo Calculated?
The largest portion of the Marchamo is the 'Impuesto sobre la Propiedad de Vehículos' (Vehicle Property Tax), which is determined by the Ministerio de Hacienda based on the fiscal value of your car. Other components include the 'Seguro Obligatorio de Automóviles' (SOA), which covers medical expenses in case of accidents, and various municipality fees. If you drive a newer SUV like a Toyota RAV4, your Marchamo will be significantly higher than an older sedan.
Where and How to Pay
You can check your Marchamo amount on the INS (Instituto Nacional de Seguros) website or by sending a text message. Payment can be made at almost any bank (BAC, BCR, BNCR), many supermarkets like Walmart or Pali, and even authorized pharmacies. Most people prefer online banking for convenience. Once paid, you will receive a sticker ('el sticker del marchamo') and a document that must be carried in the vehicle at all times.
Penalties for Late Payment
Starting January 1st, if you have not paid your Marchamo, you are liable for heavy fines from the Transit Police (Cosevi) and your vehicle can be impounded. Furthermore, daily interest will accumulate on the unpaid tax portion. It is highly recommended to pay before the December 31st deadline to avoid the long queues at the end of the year.
Tips for Car Buyers Regarding Marchamo
If you are buying a used car in late transition months, always verify if the current year's Marchamo is already paid. It is a common point of negotiation in the Costa Rican car market. A car sold in December 'con el marchamo pago' (with the marchamo paid) is much more attractive to buyers.
